I really do love these little warranties and insurance coverage.. Nine times out of ten when I purchase stuff on amazon, Allstate almost always offers a warranty for just a few dollars extra. In my opinion it's really worth it to have peace of mind that my stuff can be covered and insured cheaply and effectively. The other thing I like is that instead of having to deal with the manufacturers to take care of any replacements or reimbursements, I can keep all of my warranties in one location and find them all easily, which means I am more likely to use them if I need to get something replaced. So I know I am really getting my money's worth out of these insurance policies. They make me really happy. I have only had to get one item replaced/reimbursed so far. But I got amazing service when I did. I got everything taken care of and handled in 24 hours.